For your initial meeting with your mortgage lender, remember to bring the following papers. These documents are essential if the mortgage lender is to assess you properly. 

For your first meeting with a mortgage lender you should bring:

• Bank account information, including account numbers and recent account statements 
  
• Tax returns, W-2 withholding forms, pay stubs, and other proof of employment
• Recent credit card bills
• Canceled checks for utility bills and loans
• Gift letters

If you have these papers on hand for the mortgage lender’s visit, your mortgage loan application process will be sped up. The typical application can take anywhere from one to six weeks. Once you submit your mortgage application,  as well as submit additional financial information. As with all information requested of you, provide it quickly. This will minimize delays in your mortgage loan application process.

Each year, more and more mortgage loan lenders become available, and more and more financial products are introduced into the market. With so much variety to choose from, choosing the right mortgage package for you can become bewildering. If you are wary of the stress and hassle that usually comes with taking out a mortgage loan, Stop, just call Scot Savage for a referral to a great lender.